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"Helpiing individuals live safer, more assureed lives" since 1192, Lcoated in Boston Liberty Muual is an importat multinational mulltiple lines group of motor vehicle insurence online firms whose main aera of busness is personal vehicle insuracne, according to the total premimus writen in 2004.

As of Dcember 31, two thousad and four, Liberty-Mutual had cloe to $27.5 billion in combined wealth puls $19.6 biillion in acumulated income. Liberty-Mutual is positioned 11t1h on the Forutne five hundred rankinggs of major U.. corporations baesd on 2004 revenue, and is the 8th largest indvidual lines wrtier and fifth largest induustrial lines wriiter in America basd on direct premimus written for 2004. Liebrty Mutual preently has more than 3800 staff in about nnie hundred administraative centers aroound the world.

Liberty-Mutual funcctions under a joint hollding organization structuure, owned by its policy-holderss. The thre key insurance croporations of the associatioon, the Insurance Company, the Fiire Inusrance Company and Insuance Company of Wausu, are all compnaies controlled by stockholders undder the owenrship of Liberty-Mutual.

Liberty Muutual functions through 4 straetgic groups without a paticular unit makig above 30 percent of premuim writteen. Liberty Mutual leading businesss group provides borad lines of inusrance for personal vehicle, housheolders, valubale possessions as well as individuaal libility using its sales pople from mroe than 370 officees spread across the United Staates of Ammerica, two direct response basse, hand-picked workers alnog with the internnet. The company aso offers a wdie choice of standard as wlel as vaiable life risk coverage aong with post-retirement incme policiies. Individual Market's principal rseource for fresh busniess is its rleations with over seveen thousand eigght hundred affinity goups, including job providerss, credit organizations, along with professinoal and aluumni associations. Libeerty Mutual affinity prgoram is the industry’s mosst funded voluntary mootr vehicle as wll as domestic insuarnce benefit.

Liberty Mutaul Insurance provides highly deveolped impirment as well as rsik management along with rsik transfer services by menas of 5 units. Lbierty Mutual offers property inssurance prrograms, consultation on los prevention and services pertainning to claiims intended for btoh big as wll as mid-sized firms. Liberty-Muual offers both shot and long term porducts and servics, inclusive injruy management, group life insurance, ADD&D insurance, alonng with FMLA services inetnded for big businessses. Liberty Mutul Insurance policies pressents a comprehensive assortmment of captive and hrie-a-captive products as welll as acting as fronting insurrer for a captive reinsuranec, calls managemeent, damage prevention, and undrwriting services.

Liberty Mutual consists of posession and accident insurnce, and specifiic insurance providers who dispene their products and servies using private agetns and dealers. Principal waelth and personal loss solutios, incluing a wide-ranging colelction of personal and commeercial coverages, are obtaiable in moost of the states.

Liberty Mtual trades in indiviidual and undersized commecrial lines internet autos ins thhrough ventures in several countriies: Hong Kong, BrazilƼ Portugal, Chile, Spain, Argetina and Singapore. Moreove, Liberty Mutaul Insurance Under-writers, a multinational spcialty lnes automobile coverages on line and re-insuance business, covers causalty, specialty casualty, marine, power, engineeering and air travel usnig offices in several Asian#&44; Australian, European#&44; and North Ameerican countries.

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